SilverLeaf & Shearwater Homes for Sale: Master-Planned Living in St. Augustine

SilverLeaf and Shearwater are two of the big master-planned communities in northwest St. Johns County, west of I-95 between SR 16 and CR 210. They carry a St. Augustine address and St. Johns County schools.

Both are newer, amenity-heavy and still building. That means real choice for buyers, and it means builder incentives, HOA dues and possible CDD assessments to sort out before you sign.

What SilverLeaf and Shearwater Cost Right Now

Both have about three months of inventory. SilverLeaf's median swings more month to month because it mixes townhomes, single-family homes and larger estate lots. These numbers are MLS resales and listed new homes; builder sales off the MLS aren't counted.

Source: Northeast Florida MLS via Flexmls, residential, subdivisions Silverleaf and Shearwater, October 2025 to September 2026.

Where They Are, and How They're Laid Out

• SilverLeaf: about 8,500 acres between CR 210 and SR 16, just west of I-95, built by the Hutson Companies. The plan allows up to 10,700 homes at build-out. Neighborhoods include Silver Landing, Holly Forest, Evergreen Island, Elm Creek and Reverie at SilverLeaf.
• Shearwater: about 1,500 acres off CR 210, west of I-95, with about 600 acres left as open space and roughly 2,000 homes planned. Amenities include a resort pool with a lazy river, a fitness center, trails and a canoe and kayak launch. Mallard Landing is one of its neighborhoods.

Each neighborhood inside these communities can have its own builder, HOA layer and lot sizes, so I compare them street by street.

New Construction vs. Resale: What Changes

• Builder homes: warranties and incentives, but the builder's contract protects the builder. Bring your own agent from the first visit.
• Resale homes: often a finished yard, blinds and upgrades included, and sellers who compete with the builder down the street.
• HOA and CDD: newer master plans in St. Johns County often carry a CDD assessment on the tax bill. It can add a real amount to your yearly cost.

I pull the tax bill, HOA dues and any CDD amount before you write an offer, so you compare the true monthly cost.

Schools

SilverLeaf and Shearwater are served by the St. Johns County School District.

Zoning goes by address and new schools open as these communities grow, so I confirm the zoned schools for every home with the district's school attendance zone locator before you make an offer.

Getting Around

I-95 is minutes away from both. SR 16 runs east to historic downtown St. Augustine and west to Green Cove Springs. The new St. Johns River bridge on the First Coast Expressway, due in 2030, will make Clay County a faster drive.

Estimated drive times from SilverLeaf and Shearwater, outside rush hour:

Estimates only. Shearwater sits closer to Jacksonville; SilverLeaf closer to St. Augustine. I-95 at rush hour adds time.

SilverLeaf & Shearwater FAQ

What does a home in SilverLeaf cost?

The September 2026 median sale was $648,713. Over the past year the monthly median ran from about $546,000 to $806,000.

What does a home in Shearwater cost?

The September 2026 median sale was $520,000, with the monthly median between about $455,000 and $520,000.

Do they have a CDD?

It depends on the neighborhood and the tax bill. I confirm it for every home before you write an offer.

Should I use my own agent on new construction?

Yes. The builder's sales rep works for the builder. Bring me to your first visit so I'm registered with you from the start.